Access and download the latest data on payments, commerce, consumer sentiment and AI adoption - ready to use in QBRs, strategy decks, executive presentations, sales content, and thought leadership.
Drop in your info and get immediate access to every PYMNTS Data Dashboard — charts, benchmarks, breakdowns and downloads included.
How consumers and enterprises are actually using generative and agentic AI — measured by task, not by sentiment.
of consumers used AI for at least one personal task
Monthly since June 2025 · nine task categories · by generation and income
Explore dashboardof enterprises used GenAI for at least one high-impact task
Monthly · by function and firm size · CFO and product-leader responses
Explore dashboardThe financial condition of U.S. households — how much cushion they have, how they feel about what's next, and how quickly they get paid.
live paycheck to paycheck and struggle to pay their bills
Monthly · by income tier · bill-paying difficulty breakdown
Explore dashboardConsumer Expectations Index reading, up 3.4 on the prior month
Monthly · expectations vs. current conditions · by income
Explore dashboardsentiment among 60 million essential workers, against 57.4 for consumers overall
Monthly · job mobility and security scores · pay-access timing
Explore dashboardWhere consumer spending actually lands, and how the biggest retailers keep capturing more of it.
How small and mid-sized businesses are growing, where they are investing, and what is holding them back.
What uncertainty costs middle-market firms, and how finance leaders are managing working capital through it.
A current-issue topic tracked on the same cadence as the standing dashboards.
of middle-market firms expect tariffs to hurt their finances
Monthly · by sector · pricing, sourcing and inventory response
Explore dashboardof consumers are very or extremely familiar with tariffs
Monthly · familiarity vs. perceived impact · by income
Explore dashboardShape the research with your questions, gain visibility with decision-makers who rely on these insights and deliver a data-driven point of view by contributing to our ongoing study series.